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Burglary or Theft
Regardless of your type of business, you run into the risk of theft or break-in. Your brick and mortar is the home to your equipment and day-to-day operation. Whether it be damaged or a total loss of equipment, your business insurance is there to back you.
Weather Related Damage
Weather-related damage to your building could put your business out for several weeks. Imagine your fleet of trucks are flooded and it takes them out of commission for several weeks. Would your business be able to survive a week without a couple of trucks? Weather-related damage is an unforeseen accident that we cannot prevent. Several small businesses don’t have the means to open back up after a major natural disaster. Don’t get left out in the rain.
The good old “slip on a banana peel” comes to mind here. But what if a customer actually got injured while in your store? This is a major liability that you could be responsible for. It’s best not to risk any small claims of injury if customers frequently come to your business. Accident insurance can provide peace of mind.
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