Most insurance agencies can only compare one or two quotes. When you get a Texas auto insurance quote from Al Boenker Insurance you don’t just get one quote; you get multiple! Give us your information once and our Rapid Quote software can compare multiple Texas car insurance quotes to find you the best rate. With other companies, you're stuck with whatever rate their one carrier happens to offer but always have an option with us! Get My Quote Now
The bottom line is: Al Boenker Insurance of Texas will save you money on your Texas Auto Insurance!
Liability coverage protects you if you are at fault for an accident and you injure someone or damage someone's property. It also provides you with legal defense if the other party files a lawsuit against you.
These are two separate coverages: comprehensive covers random acts of nature beyond your control (falling trees, hail, theft, fire, floods, glass damage, etc.), and collision covers car accidents.
It pays for covered medical expenses up to policy limits for this coverage for anyone injured in your vehicle - regardless of who’s at fault. It also covers you and your family members who might be involved in an accident as a pedestrian.
PIP Insurance pays for your personal medical expenses or for injuries sustained by your passengers - no matter who is at fault for the accident. Plus 80% of lost income and the cost of hiring a caregiver for an injured person.
These can be two separate coverages: one that covers your injuries (bodily injury) and another that covers your vehicle’s damages (property damage). Both kick in if a driver hits you and doesn’t have insurance or enough to pay for your losses.
Pays a set daily amount for a rental car if your vehicle is stolen or being repaired from a covered loss; that means damages an insurance company pays for, not general maintenance.
Pays for towing charges when your vehicle can’t be driven. Also pays labor charges, such as changing a flat tire or jump-starting your battery.
Keep in mind that coverages, limits and deductibles vary. You'll get more information when you get a quote. All coverages are subject to policy terms and conditions.