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Does Being a New Driver Cause Insurance Rates to Increase? 

Getting your drivers license can be a very exciting and joyful moment. It is a stepping stone in your life towards being independent and responsible. Getting your drivers license means you are finally allowed to legally drive yourself places and do things on your own! Speaking of “legally,” you are not fully legal until your car is insured. Being a new driver, if you are added to a parent’s insurance policy, it could cause their rates to go up. No need to worry, we are here to help guide you through three steps to avoid making the rates go up.

  1. First things first, being a new driver means that you are probably not very experienced with driving on highways and backroads.

It is very important that you drive carefully and cautiously. If you were to get in a wreck, this could cause insurance rates to go up. Stay alert when you are driving, and you will have no problems!

  1. Secondly, avoid speeding! Being pulled over and given a speeding ticket could also cause insurance rates to go up.

Watch out for speed limit signs, and follow the law!

  1. Lastly, stay off of your phone or electronic device.

Distracted driving is the number one cause of car wrecks. That one text message or phone call can wait until you are not driving. Nothing is more important than your safety. That one text message or phone call could cause a wreck, which then leads to insurance rates going up.

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