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Winter Storm Checklist for Texas Homeowners

  • Writer: Al Boenker Insurance
    Al Boenker Insurance
  • 54 minutes ago
  • 4 min read

Texas weather can be bipolar and unpredictable. You could be enjoying a calm, mild 70-degree afternoon, and the next second, you're frantically shopping at your local grocery store to stock up for a winter storm lock-in. That seems to be the case this week as thousands of local DFW residents have been gearing up for a weekend full of ice, sleet, and snowfall the likes we haven't seen since the SnowPocalyse of 2021 and 2023. As you prepare for the ice storm ahead, taking a few simple steps to maintain your home during this cold spell can save you from costly repairs and keep your family safe and comfortable.


Eye-level view of a Texas home’s exterior with frost on the roof and garden

Check and Insulate Pipes to Prevent Freezing


One of the most common problems during cold weather is frozen pipes. When water inside pipes freezes, it expands and can cause pipes to burst, leading to water damage and expensive repairs. Texans often overlook this risk because freezing temperatures are not constant.


  • Locate exposed pipes in unheated areas such as basements, attics, garages, and crawl spaces.

  • Wrap pipes with foam insulation sleeves or use heat tape designed for pipes.

  • Seal leaks and drafts near pipes to keep cold air out.

  • During extreme cold, let faucets drip slowly to keep water moving and reduce freezing risk.

  • Open cabinet doors under sinks to allow warm air to circulate plumbing.



Inspect and Maintain Heating Systems


Your heating system works hard during cold weather, so it needs to be in good shape. It's always smart to have some extra heat sources on deck in case you need them.


  • Make sure you have a spare space heater in case your main unit stops working unexpectedly. Make sure they have safety features like automatic shut-off and never leave them unattended.

  • Replace or clean air filters monthly to improve efficiency and air quality.

  • Check that vents and registers are clear of furniture or debris.

  • Consider installing a programmable thermostat to save energy while keeping your home comfortable.


Protect Your Roof and Gutters


The upcoming winter storm is expected to bring ice, sleet, or heavy rain. Your roof and gutters must be ready to handle moisture to avoid leaks and water damage.


  • Inspect your roof for missing or damaged shingles and repair them promptly.

  • Clean gutters and downspouts to ensure water flows freely and does not pool near your foundation.

  • Check for ice dams on the roof edge, which can cause water to back up under shingles.

  • Trim tree branches that could break under ice or snow and damage your roof.

  • If you notice leaks or sagging, call a roofing professional immediately.


Seal Windows and Doors to Keep Warm Air Inside


Cold air sneaking into your home through gaps around windows and doors can make your heating system work harder.


  • Use weatherstripping around doors and windows to seal gaps.

  • Apply caulk to cracks in window frames and door jambs.

  • Install storm windows or use plastic window insulation kits for extra protection.

  • Check door sweeps and replace them if worn.

  • Close curtains or blinds at night to add an extra layer of insulation.


Prepare Your Outdoor Faucets and Irrigation Systems


Outdoor plumbing is vulnerable during cold weather and often forgotten.


  • Disconnect and drain garden hoses.

  • Shut off and drain outdoor faucets or install insulated covers.

  • Drain irrigation systems to prevent pipes from freezing and cracking.

  • Store outdoor furniture and grills to protect them from frost damage.


Inspect Smoke and Carbon Monoxide Detectors


Winter means more time indoors and increased use of heating appliances, which raises the risk of fire and carbon monoxide poisoning.


  • Test smoke and carbon monoxide detectors monthly.

  • Replace batteries at least once a year or as needed.

  • Install detectors on every level of your home and near sleeping areas.

  • Keep a fire extinguisher accessible and know how to use it.



Maintain Your Fireplace and Chimney


If you use a fireplace, proper maintenance is essential for safety and efficiency.


  • Have your chimney inspected and cleaned by a professional annually.

  • Check for cracks or damage in the fireplace structure.

  • Use a fireplace screen to prevent sparks from escaping.

  • Only burn dry, seasoned wood to reduce creosote buildup.

  • Never leave a fire unattended.


Prepare an Emergency Kit for Power Outages


Winter storms can cause power outages, leaving you without heat or light.


  • Stock up on flashlights, batteries, blankets, and non-perishable food.

  • Keep a battery-powered or hand-crank radio for weather updates.

  • Have a supply of bottled water and any necessary medications.

  • Consider a portable generator if outages are common in your area.


Texas winters may be unpredictable, but the damage they cause doesn’t have to catch you off guard. Preparing your home now can help prevent costly repairs and give you peace of mind when temperatures drop this weekend. Even with the best preparation, winter storms can still cause unexpected damage, which is why it’s important to understand what your insurance policy covers. If you’re unsure whether your home is fully protected, our team at Al Boenker Insurance is here to help. A quick coverage review today can make all the difference to ensure your peace of mind. We hope you stay safe and warm this weekend!

 
 
 

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